Cheam mortgage business expands after bumper year

PUBLISHED: 11:21 23 March 2017


Monica Bradley Associates are delighted to announce the opening of their new premises this week in the heart of Cheam Village, as the business expands to a second site to assist its growing number of clients with specialist services including mortgages, estate planning and insurance.

Well-established in the local area and serving clients in Surrey for nearly thirty years, the business has grown significantly in the last 12 months, with Monica (pictured) and her team arranging over £130 million of lending for their clients in 2016 alone. Monica Bradley Associates specialise in finding exceptional solutions for high net worth individuals or those with complex income structures, such as consultants, contractors, Company Directors and those who are self-employed, as well as those who are seeking a mortgage to move home or to re-mortgage their existing property. With many lenders now imposing tougher criteria in terms of eligibility and affordability, Monica and her team have found themselves assisting a growing number of individuals who require holistic, practical and professional advice to identify a suitable solution for their specific circumstances. Talking about the expansion of her business, Monica explains, “We had a record year in 2016, and it made me realise that with the current political and economic climate, together with borrowing becoming more complex due to changing legislation, more and more people are seeking guidance in terms of their mortgage and finances. Our team has now grown to five mortgage advisers and three case managers in the last twelve months, but with an expanding team, we were fast running out of room! So, when the opportunity to open a second site presented itself, the timing was perfect.” Monica continues, “We’re very lucky that a lot of our business comes from recommendation, and we find we often deal with first time buyers who’ve been referred to us because we’ve assisted their parents, or in some cases, parents and grandparents. Many of our clients have been with us over twenty years, which is a wonderful compliment in itself.”

Monica Bradley Associates work closely with over 90 lenders and have access to over 11,000 mortgage products, enabling advisers to tailor a lending solution bespoke to each of their clients’ needs. Renowned for their strong relationships with high street banks, building societies, specialist lenders and private institutions, Monica and her team are able to offer mortgages - for purchase, remortgage and buy to let - together with complementary financial services including critical illness cover, income protection, life assurance, landlords rent guarantee insurance, business protection, buildings and contents cover, and via their trusted business partners, specialist solutions for bridging loans and development finance, as well as wills and trusts, tax planning and wealth management.

For advice on mortgages, insurance and estate planning, please contact Monica Bradley Associates on 020 8652 5240 or visit

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